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Wivenhoe

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Understood, my concern is that in the UK the thieves are out to steal phones because they can transfer money, buy things etc whereas they don’t go looking to steal car keys. I totally get the point that you can lose car keys of course but the chance in the UK of having your phone stolen is greater. I’m possibly being unfair to insurance companies but for a £ 100k+ claim I’m sure they’ll explore every avenue to deny the claim !
 
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Moheisen(FirstEV)

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Understood, my concern is that in the UK the thieves are out to steal phones because they can transfer money, buy things etc whereas they don’t go looking to steal car keys. I totally get the point that you can lose car keys of course but the chance in the UK of having your phone stolen is greater. I’m possibly being unfair to insurance companies but for a £ 100k+ claim I’m sure they’ll explore every avenue to deny the claim !
There is solution for this, so you don’t have to worry🤝
Whenever you’re in an area where you feel there’s a bit of risk, you can do the following:

Go into your Apple Pay/Google Pay (or whichever wallet you have the Porsche Cayenne card in), select the card, and deactivate “Passive Opening.” (Or whatever it is called in english). Just press the “i” button in the top right corner.

It takes literally two seconds to enable or disable, but what this does is remove the ability for someone to open the car unless they first unlock your phone and then authenticate with your passcode or Face ID to open the car.

So it essentially becomes a multi-layered security system.
 

Throb

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It's so rare that they have markings on the pavement at Oxford street.

Screenshot 2026-07-27 at 09.09.45.webp
At the risk of going seriously off-topic, your argument is flawed, because the decision to put a sign on Oxford Street warning of phone thieves, tells us nothing about how likely you are or not to get your phone snatched in the UK, which is what I was replying to, and more about what the authorities are trying to do to mitigate against the crime IN ONE PARTICULAR HOTSPOT.

It's also largely within your own control as to whether you get your phone stolen. Don't walk down a theft hotspot waving your phone around, and you'll probably be alright. It's certainly not a high risk within the context of a discussion of whether to use Digital Key on your Porsche.


Back on topic. One month ago I took delivery of my new iX3 50 xDrive, and I've been using Digital Key for the first time on this car. I was previously sceptical, worried something would go wrong, and after a few days, you wish every car you owned had Digital Key.
 

Throb

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Understood, my concern is that in the UK the thieves are out to steal phones because they can transfer money, buy things etc whereas they don’t go looking to steal car keys.
Phones are targets because they're easy to steal, and crucially, easy to sell on quickly, unlike cars. It's got little to do with trying to get to your secure details and bank accounts.
 

Wivenhoe

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Thanks, I think you make my point better than I did. You are welcome to your opinion that in your view it is not relevant to a thread about using phones as keys. Let’s all hope nobody on here in the future reports they have lost their car.
 
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CHP

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Agreed, very unlikely and most likely no cross over between phone and car thieves. But I think @Wivenhoe raised a fair point. We both have fobs so our interest is kind of academic. In the past insurances were less likely to pay if you were left with only one physical key. Also wonder if you have to prove you still have your keyless go card. Anyway, car theft has become a big concern in some areas and brands like Range Rover. You may not be involved directly but surely you will pay for it indirectly. Happened to me in the past, insurance went up so I challenged insurer. Turned out two more valuable cars got nicked in my area so risk got adjusted. Like casinos, insurers never loose money in the long run. Wish manufacturers would do more to prevent theft. Really don’t understand why you have to buy fob immobiliser from third parties.
 

CHP

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Out of interest I looked up number of stolen cars in Greater London, 1 out of 88 registered cars got stolen. That’s crazy. Total number is only half of stolen phones in London.
 
 
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