It not only in the US. I am in France and insurance works this way and I am guessing it is the case in all EU.
Not sure why insurance would care about reliability. They are not even aware that you dropped your car to the shop for repair. That’s warranty business. Insurance cares about cost...
Totally agree... Each time my Taycan shifts to 2nd gear or downshifts (in combination of the Sport Electric Sound), I have the smile. Generally speaking, in my case I did not buy a Taycan for range or for its price but for the emotions that it transmits when driving it or looking at it.
I hope...